Now you can get the help, support and the confidence you need when faced 
with the enormous task of buying, selling, or financing your home or property.
 

Ethic, created by nationally recognized author and expert Cal Scott will give you the advantage, with an impressive list of products and free services designed to empower you and make your task easier, more profitable and less stressful. Cal is a Nationwide Counselor/Instructor with approval by NeighborWorks (Neighborhood Reinvestment Corp.) Full Cycle Lending, Homebuyer Education, Mortgage Lending Certificates, Loan Portfolio Management and Post-purchase Systems. "The greatest service I can provide for any consumer is to truly empower them with confidence gained from having unbiased information and to support them on their path to home or property ownership." Cal Scott

Here is a partial list of Cal Scott's Accomplishments

      Host, commentator and guest on national radio and TV, including KIRO TV, 
        KNBC News Radio, KIRO radio Real Estate Talk Show, KJJR On the Couch, 
        and ABC TV News 20/20. 

      Founded Homeownership Center for HomeBuyer Education in eight major US 
        cities. 

      Authored Homeownership Educational Standards accepted by Washington 
        State Housing Finance Commission, Seattle Mortgage Bankers Community 
        Lending Committee, HUD, WA Association of REALTORS® and FannieMae. 

      National Association of REALTORS® annual convention panelist on "What 
        They Don't Know Can Hurt Them."

      Founder and executive director of nationally awarded non-profit 
        homeownership education and counseling organization. 

      Successfully managed and owned Real Estate, Mortgage, Escrow, 
        Development & Financial Consulting Firms. 

      Developed Washington State Migrant/Seasonal Farm Worker Housing 
        Program. 

      Congressional supported Homeownership Education Program for US Armed 
        Forces. 

      Instructor of Montana State RE Licensing required course Principles 
        of Real Estate, Flathead Valley Community College, Kalispell Montana. 

      2008 President of Northwest Montana Association of REALTORS and a 
        Montana State Director.

      Appointed Board Member of Flathead County Planning Board, Montana 
        2004.

      Active REALTOR, Senior Mortgage Consultant and Real Estate Developer.

      Instructor of the Board of Realty Regulations Code of Ethics, Fair Housing,
        Settlement/Closing process, Quality of life, Real Estate Settlement
        Procedures Act (RESPA) and Anti Trust.



Endorsements